Your retirement date

Your Normal Retirement Date (NRD) is the 1^st day of the month following your 65^th birthday or your 65^th birthday if it’s the 1^st day of the month.

If you wish to commence your pension at your Normal Retirement Date, payable on an unreduced basis, you must have retired from active employment (i.e. terminated your employment). You are no longer allowed to contribute to any registered pension plan after the end of the year you reach age 71, regardless of whether you are still working. You must also receive your pension benefit from the Plan no later than the end of the year in which your 71^st birthday occurs.